Separate the costs
See the estimated bank and card-network cost apart from the HexaPay price.
One payments operating system
Every payment.
One clear view.
Accept cards, ACH, and recurring payments. Give your team one place to understand pricing, activity, deposits, and reconciliation.
Estimate first. Your payment mix carries into the application.
Clear estimated total pricingOne connected merchant viewBuilt for recurring revenue
Live operating view
Payments moving. Books matching.
Card, ACH, and recurring activity connected
Built for the way modern businesses actually get paid
IN PERSONONLINERECURRINGACH
Proof before the paperwork
See the numbers.
Keep the context.
Price your payment mix
Adjust volume, average sale, online, recurring, and ACH activity before applying.
Carry the quote forward
Move the same business and payment details directly into the HexaPay application.
Made for real operations
Payments that fit
how you do business.
Start with the essentials. Add recurring billing, multiple locations, and connected reporting as your business grows.
Retail & services
Fast checkout. Clear daily activity.
Take payments in person and keep every sale easy to follow.
Wellness & memberships
Recurring revenue without the guesswork.
Keep saved payments, billing activity, and exceptions connected.
Multi-location operators
One view across every location.
Give operators a shared picture of activity and performance.
One connected platform
From first payment to
every decision after.
Replace disconnected portals with one clear operating layer for payments, pricing, and the work that follows.
01
Bring merchants on board
Move from account setup to payment-ready operations through a structured onboarding flow.
Start onboarding →Merchant setup4 of 5
✓ Business profile Complete
✓ Owner access Complete
✓ Processing setup Complete
5 Review and launch Next
Accept more ways to pay
Support card, ACH, recurring billing, saved methods, and payment links in connected flows.
CardACHRecurring
PaymentHEXAPAYProcessor
Route with purpose
Keep processor behavior, payment policy, and operator visibility aligned.
04
Know what happened—and what’s next
Follow transaction activity, exceptions, reporting, and reconciliation without stitching together separate portals.
Gross activity$48,290.40
Matched$47,830.40
Needs review$460.00
Transparent pricing
See what your payment mix
could cost.
Enter your monthly volume, average sale, and payment mix to see an illustrative monthly estimate. Start with a plain-language total, then open the details to see exactly how it is calculated.
HexaPay merchant pricing
Transparent pricing for direct HexaPay merchantsEstimated total on a $50 card sale
- In person
- About 2.20% total
- Recurring or saved card
- About 2.80% total
- Online or keyed
- About 2.91% total
- ACH
- 0.25% + 30¢
Card examples include the fixed transaction fee and modeled bank and card-network costs. Actual totals vary by card mix and transaction details.
$199 implementation. One PAX terminal per location is available with $0 upfront on a qualifying processing agreement. Additional active terminals are $15/month plus hardware and shipping. Equipment terms
Exact card pricing and how the estimate works
In person: actual bank and card-network cost + 0.60% + 10¢. Recurring or saved card: actual bank and card-network cost + 0.75% + 12¢. Online or keyed: actual bank and card-network cost + 0.80% + 15¢.
The examples above use a $50 sale and modeled bank and network costs of 1.40% in person and 1.81% for recurring and online payments. The actual bank and network portion varies by card and transaction.
ACH and other account fees
ACH: 0.25% + 30¢ per submitted payment. ACH returns are $5 and ACH chargebacks are $30.
Card disputes or retrievals are $15 plus any transaction loss. PCI non-compliance is $10 when applicable. Optional software, equipment, enhanced fraud tools, and other add-ons are priced separately before activation.
Customer-paid card fees and ACH savings
HexaPay Direct: approved merchants may request an eligible-credit-card surcharge starting at 2.75%. The actual rate is merchant-specific and cannot exceed the lowest applicable acceptance-cost, network, provider, or legal limit.
Programs are optional and off by default. Debit, prepaid, and gift cards are not surcharged. Approval requires underwriting, acquirer registration, supported checkout technology, location eligibility, advance disclosure, and compliant receipts. A 3% ceiling is not an automatic rate or a promise of zero processing cost.
Bank and card-network cost is the variable amount charged by the card companies and the bank that issued the card. HexaPay passes through the actual amount, then adds the clearly displayed HexaPay price above.
ILLUSTRATIVE MONTHLY PROCESSING ESTIMATE$0
Rough comparisonAdd current pricing
Estimated bank + card-network costs$0
HexaPay card + account fees$0
Estimated card effective rate—
In person—
Recurring / saved card—
Online—
ACH—
Includes the $59 monthly location fee and modeled card and network costs of 1.40% in person and 1.81% online. The card effective rate includes the monthly fee and excludes ACH. Actual bank and network cost varies by card mix.
Illustrative pricing estimateFinal pricing is confirmed after business and risk
review.
Start application with these details ↗
How this estimate works
We use an illustrative blended bank and card-network assumption based on your payment mix, then add the displayed HexaPay price. Actual network cost varies by card type, transaction method, business category, returns, disputes, and other account activity.
This rough comparison is for illustration only and is not an offer or guarantee of pricing, approval, or savings. Actual costs vary by card type, transaction method, account activity, and applicable network fees. Final pricing and account availability depend on business review, underwriting approval, and your merchant agreement. Optional software, equipment, disputes, returns, and other activity-based fees are not included.
A merchant view built for daily decisions
See what moved.
Know what needs attention.
Follow payment activity, expected deposits, and exceptions in one focused workspace—without exposing processor or routing complexity.
- Track card, ACH, and recurring activity
- See deposits and items that need review
- Keep reconciliation context close to the transaction
MERCHANT OVERVIEW
Illustrative product view
Today at a glance
Payment activityToday
Card$9,604.50113 payments
ACH$2,415.7011 payments
Recurring$820.0018 payments
Activity connected
View transactions →
const payment = await hexapay.payments.create({
amount: "129.00",
currency: "USD",
method: "card",
capture: true
});
201 Createdpayment.statuscaptured
Built to integrate
Clear building blocks for connected products.
Bring payment capabilities into your software with APIs and operating tools that keep developers and operators working from the same source of truth.
- Consistent payment lifecycle
- Tenant-aware integration access
- Operational visibility after launch
Designed for responsible operations
Clarity is a security feature.
HexaPay is designed with controlled access, activity history, and operational auditability in mind. Program requirements vary; talk with our team about your use case.
01Role-aware access
Give people the operating view their responsibilities require.
02Traceable activity
Keep payment events and operational actions easier to follow.
03Connected reconciliation
Move from transaction activity to review without losing context.
Start with HexaPay
Know the price.
Then make your move.
See an illustrative cost breakdown first, then carry the same business and payment details directly into your application.